Use this as a call checklist. If the agency avoids basic answers, slow down and compare other options before you share access.
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Start with money and reporting
Ask what percentage the agency takes, whether the percentage is calculated before or after OnlyFans fees, and what happens with refunds or chargebacks. Get the answer in writing, not only on a call.
Ask what report you receive each week: subscriber count, renewals, PPV sales, message sales, refunds, promo spend and what the agency changed. A screenshot is not a report.
Ask about account access
Ask exactly who logs in, which tools they use, and whether you keep the recovery email, phone and two-factor authentication. You should keep the account recovery route under your control.
If they ask for your password before you have a contract, or pressure you to change recovery details, treat that as a serious warning sign.
Ask how the relationship ends
Ask about contract length, notice period, access removal, content ownership and whether they keep any claim over fans or content after you leave.
A good answer is specific: who does what, when access is removed, and what data you receive. Vague exit terms create problems later.
FAQ
What should I ask an OnlyFans agency first?
Start with commission, account access, reporting, chat rules and exit terms. Those answers show the real working relationship.
Should an agency answer questions before I sign?
Yes. A serious agency should explain its terms before asking for account access or private documents.
Is a verbal promise enough?
No. Important terms should be written in the contract or follow-up email so both sides can check them later.
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This guide is general information for adults (18+), not financial or legal advice. Always read any agency contract, payout schedule, account-access and exit terms before you sign.