On top of the platform cut you may have payout/currency costs from your bank or processor, and an agency cut if you use one.
The platform cut
The 20 percent applies to subscriptions, tips, PPV and paid messages — your gross. It is taken before you are paid out.
There is no extra OnlyFans fee for posting or for the number of subscribers.
Other costs to expect
Bank or currency-conversion fees on payouts, and any agency commission, which is separate from the OnlyFans cut.
Always confirm whether an agency's percentage is on gross or net.
FAQ
How much does OnlyFans take?
A flat 20 percent of gross earnings. You keep 80 percent before any bank or agency costs.
Are there hidden OnlyFans fees?
No listing or subscriber fees. Extra costs come from payouts/currency and any agency commission, not OnlyFans itself.
Useful next steps
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This guide is general information for adults (18+), not financial or legal advice. Always read any agency contract, payout schedule, account-access and exit terms before you sign.