On top of the platform cut you may have payout/currency costs from your bank or processor, and an agency cut if you use one.
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The platform cut
The 20 percent applies to subscriptions, tips, PPV and paid messages — your gross. It is taken before you are paid out.
There is no extra OnlyFans fee for posting or for the number of subscribers.
Other costs to expect
Bank or currency-conversion fees on payouts, and any agency commission, which is separate from the OnlyFans cut.
Always confirm whether an agency's percentage is on gross or net.
Work out what you actually keep
Stack the cuts in order: OnlyFans takes 20% of gross first, then any agency commission applies (confirm whether it's on gross or net), then bank or currency-conversion fees on the payout.
On $1,000 gross with a 30%-of-net agency cut, OnlyFans takes $200, the agency $240, leaving roughly $560 before any bank fees — run this math on any offer before you sign.
FAQ
How much does OnlyFans take?
A flat 20 percent of gross earnings. You keep 80 percent before any bank or agency costs.
Are there hidden OnlyFans fees?
No listing or subscriber fees. Extra costs come from payouts/currency and any agency commission, not OnlyFans itself.
Useful next steps
Agency rankings by need
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This guide is general information for adults (18+), not financial or legal advice. Always read any agency contract, payout schedule, account-access and exit terms before you sign.